kn88 Terms & Conditions

In these Terms and Conditions, the following definitions apply unless the context requires otherwise:

• "kn88" / "the Platform" / "We" / "Us" refers to the kn88 online gaming platform accessible at kn88.bio and all associated services, systems, and mobile applications operated thereunder.
• "Player" / "You" / "User" refers to any individual who has registered or is in the process of registering a kn88 account, or who accesses or uses any kn88 service.
• "Account" means the personal account registered by a Player on the kn88 platform through which the Player may access games, manage funds, and claim promotions.
• "Wallet Balance" means the funds denominated in Philippine Peso (PHP) held in a Player's kn88 account at any given time, comprising real money deposits and any applicable bonus funds credited thereto.
• "Bonus Funds" means any promotional credits, free spins value, cashback credits, or other non-cash incentives credited to a Player's account by kn88 pursuant to a promotion, and subject to applicable wagering requirements.
• "Wagering Requirement" means the total amount a Player must wager on eligible games before Bonus Funds or winnings derived therefrom become eligible for withdrawal.
• "KYC" means Know Your Customer identity verification procedures required by kn88 and applicable Philippine law prior to the processing of withdrawals.
• "PAGCOR" means the Philippine Amusement and Gaming Corporation, the regulatory body governing gaming activities in the Philippines.
• "Services" means all games, betting markets, promotions, payment services, customer support, and other features accessible via the kn88 platform.

By accessing kn88.bio, creating a kn88 account, making a deposit, placing a bet, or using any feature of the kn88 platform, you unconditionally agree to these Terms and Conditions in their entirety, together with the kn88 Privacy Policy, Responsible Gaming Policy, and any game-specific rules or promotion-specific terms published on the platform at the relevant time.

If you do not agree with any provision of these Terms, you must immediately cease using the kn88 platform and, if you have an account, request its closure by contacting kn88 customer support.

To open and maintain a kn88 account, you must satisfy all of the following eligibility criteria at all times:

• You must be at least twenty-one (21) years of age. kn88 strictly prohibits access to its gambling services by persons under 21, in accordance with PAGCOR regulations governing casino-style gaming in the Philippines.
• You must be legally permitted to participate in online gambling activities under the laws of your jurisdiction. It is your sole responsibility to ensure compliance with your local laws before registering.
• You must provide accurate, complete, and current personal information during registration, including your full legal name, date of birth, residential address, and valid Philippine mobile number.
• You must not be a current or former employee, contractor, or immediate family member of a kn88 employee or affiliated gaming supplier.
• You must not be registered on any self-exclusion list maintained by PAGCOR or any other recognized gambling authority.
• You must not be located in a jurisdiction where access to online gambling services is prohibited by applicable law.

kn88 reserves the right to request documentary proof of eligibility at any time, including government-issued photo identification, proof of address, and source of funds documentation. Failure to provide such documentation within a reasonable period may result in account restriction or closure.

The following rules govern the maintenance and use of your kn88 account:

• One Account Per Player: Each individual may register and maintain only one kn88 account. Opening multiple accounts — whether under the same identity or different identities — constitutes a serious breach of these Terms and will result in permanent suspension of all associated accounts and forfeiture of all balances.
• Account Non-Transferability: Your kn88 account is personal to you. You may not sell, transfer, pledge, or assign your account or any rights therein to any third party. Bets placed on behalf of another person are not permitted.
• Security of Credentials: You are solely responsible for maintaining the confidentiality of your kn88 login username and password. You must not share these credentials with any person. kn88 is entitled to treat all activity on your account as authorized by you unless you notify us immediately of a suspected breach.
• Accuracy of Information: You must notify kn88 promptly of any changes to your registered personal information. Providing false or misleading information is grounds for immediate account suspension and forfeiture of funds.
• KYC Compliance: Full KYC verification — including submission of a valid government-issued photo ID and proof of address — is required before any withdrawal from your kn88 account can be processed. kn88 may request KYC documentation at any time without prior notice.

All financial transactions on kn88 are processed in Philippine Peso (PHP). The following terms apply to deposits and withdrawals:

• All deposits must originate from a payment method registered in your own name. Third-party deposits are not permitted and will be reversed.
• kn88 reserves the right to conduct enhanced due diligence on withdrawal requests above ₱50,000 per transaction, including requests for source of funds documentation.
• Withdrawals will only be processed to the same payment method used for the most recent deposit, unless otherwise approved by kn88 compliance. This measure is in place to prevent money laundering.
• kn88 does not charge fees on standard withdrawals. However, your e-wallet provider or bank may apply their own transaction fees, for which kn88 accepts no liability.
• Winnings derived from Bonus Funds remain subject to applicable wagering requirements before they are eligible for withdrawal. Attempting to withdraw locked bonus winnings will result in the pending withdrawal being declined and the bonus funds being removed from your account.

kn88 offers a range of promotional bonuses to eligible players, including welcome bonuses, reload bonuses, cashback offers, and free spins. The following general terms apply to all kn88 promotions, unless a specific promotion's terms expressly state otherwise:

• Promotions are available to eligible Philippine players who have registered a verified kn88 account. Certain promotions may require a minimum qualifying deposit.
• Each promotion will specify its wagering requirement multiplier. For example, a promotion specifying a 25x wagering requirement on a ₱1,000 bonus requires the Player to wager a total of ₱25,000 on eligible games before the bonus and any winnings therefrom may be withdrawn.
• Not all games contribute equally toward wagering requirements. Live casino games (baccarat, blackjack, roulette) typically contribute 100%. Slots contribute at varying rates depending on the specific title. Fishing games, bingo, and virtual sports contributions are specified per promotion.
• Bonus funds must be used within the validity period stated in the promotion. Unused or expired bonuses are automatically removed from the account without compensation.
• kn88 reserves the right to withdraw, modify, or cancel any promotion at any time without prior notice, and to void and recover bonus funds from any account where abuse, collusion, or technical exploitation is detected.
• Each promotion is limited to one claim per Player, per household, per IP address, per device, and per payment method, unless explicitly stated otherwise. Attempting to claim a promotion multiple times through the use of multiple accounts or payment methods constitutes bonus abuse and is grounds for account suspension.

kn88 provides games powered by third-party software providers, including but not limited to Evolution Gaming, Pragmatic Play, PG Soft, and Playtech. The following terms govern gameplay on the kn88 platform:

• All Random Number Generator (RNG)-based games on kn88 use certified RNG technology that has been independently verified for fairness by accredited testing laboratories. kn88 does not and cannot manipulate RNG outcomes.
• Live dealer games are conducted using real physical equipment — real cards, real wheels, real dice — operated by professional dealers in studio environments. The outcomes of live dealer games are determined by the physical mechanics of the game and are not subject to any digital manipulation.
• In the event of a technical malfunction, disconnection, or software error during a game round, kn88 will investigate the affected hand or round and, at its sole discretion, either void the bet and return the wager to the Player's account, or honor the outcome if it can be verified from server-side records.
• kn88 accepts no liability for any losses suffered by a Player as a result of an internet connection failure on the Player's side. Players are responsible for ensuring they have a stable connection before participating in live dealer sessions or placing sports bets close to an event start time.
• Return-to-Player (RTP) percentages for all slot titles are available per game and represent a theoretical long-term average. Individual session outcomes may deviate significantly from the stated RTP in either direction.

The following activities are strictly prohibited on the kn88 platform. Engaging in any of the following may result in immediate account suspension, forfeiture of all balances, and reporting to appropriate Philippine law enforcement or regulatory authorities:

• Fraud and Misrepresentation: Providing false identity information, using stolen or unauthorized payment methods, or misrepresenting your identity or eligibility in any way.
• Money Laundering: Using the kn88 platform for any purpose related to the concealment, transfer, or conversion of funds derived from illegal activities. kn88 maintains full anti-money laundering (AML) compliance and will report suspicious activity to the appropriate authorities.
• Collusion: Coordinating with other Players to gain an unfair advantage in any game, particularly poker or card-based games where knowledge of another Player's cards would constitute cheating.
• Use of Automated Systems: Using bots, scripts, automated betting software, or any artificial intelligence tool to place bets or interact with the platform on your behalf.
• Bonus Abuse: Exploiting promotional offers through multi-accounting, coordinated wagering patterns designed to meet wagering requirements at minimal risk, or any other scheme that misuses the kn88 bonus system.
• Reverse Withdrawal Abuse: Repeatedly initiating and then cancelling withdrawal requests for the purpose of continuing to wager is not permitted and may result in withdrawal restrictions.
• Unauthorized Access: Attempting to access, modify, reverse-engineer, or interfere with any part of the kn88 platform infrastructure, software, databases, or security systems.

kn88 is committed to promoting responsible gambling and protecting vulnerable players. The following responsible gaming terms form part of these Terms and Conditions:

• All Players must be at least 21 years of age. kn88 strictly enforces this requirement and will immediately suspend any account found to be operated by or on behalf of a minor.
• Players may set deposit limits, loss limits, session time limits, and bet size limits at any time through their account settings. Requests to increase limits are subject to a cooling-off period before taking effect.
• Players may activate a voluntary self-exclusion from the kn88 platform for a defined period (7 days, 30 days, 90 days, 6 months, or permanently). Self-exclusion requests are processed within 24 hours and, once activated, cannot be reversed until the exclusion period has expired for temporary exclusions.
• kn88 participates in PAGCOR's responsible gambling framework and will honor exclusion requests received through PAGCOR's channels.
• Players who believe gambling is negatively affecting their lives or the lives of those around them are strongly encouraged to seek assistance from PAGCOR's Responsible Gambling Helpline or professional counseling services.

For further information on kn88's responsible gaming tools and resources, please visit the Responsible Gaming page.

All content on the kn88 platform — including but not limited to the kn88 brand name and logo, website design, graphics, text, game interfaces, promotional materials, and software — is the exclusive intellectual property of kn88 or its licensed third-party providers, and is protected by applicable copyright, trademark, and related laws.

You are granted a limited, non-exclusive, non-transferable license to access and use the kn88 platform solely for personal, non-commercial gambling entertainment purposes. You may not copy, reproduce, modify, distribute, transmit, publicly display, or create derivative works of any kn88 content without prior written authorization.

Game content, including game graphics, animations, sounds, and mathematics, are the intellectual property of the respective third-party game providers and are used by kn88 under license. Any unauthorized reproduction or redistribution of game content is strictly prohibited.

To the maximum extent permitted by applicable Philippine law, kn88 shall not be liable to any Player for:

• Any loss of profits, revenue, winnings, or anticipated savings, whether direct or indirect;
• Any indirect, incidental, special, consequential, or punitive damages arising from use of or inability to use the kn88 platform;
• Any loss or corruption of data, interruption of service, or platform downtime, including scheduled maintenance windows;
• Any actions or omissions of third-party payment processors, including delays or failures in processing GCash, PayMaya, or bank transfer transactions;
• Any loss arising from a Player's failure to secure their account credentials or comply with these Terms.

Where liability cannot be excluded by law, kn88's total aggregate liability to any Player in respect of any claim shall not exceed the total net deposits made by that Player to their kn88 account in the thirty (30) days preceding the event giving rise to the claim.

kn88 reserves the right to restrict, suspend, or permanently close any Player account, and to withhold or forfeit all or part of a Player's balance, in the following circumstances:

• Where kn88 has reasonable grounds to suspect breach of these Terms, fraud, bonus abuse, money laundering, or any other prohibited activity;
• Where a Player fails to complete KYC verification within a reasonable period after being requested to do so;
• Where a Player is found to be under 21 years of age;
• Where continued operation of the account may expose kn88 to regulatory, legal, or reputational risk;
• Where required to do so by a competent legal authority or regulatory body in the Philippines or any other relevant jurisdiction.

Players may close their own kn88 account voluntarily at any time by contacting customer support. Any verified real-money balance remaining at account closure will be returned to the Player's registered payment method after deduction of any outstanding amounts owed to kn88. Bonus funds are forfeited upon account closure.

These Terms and Conditions are governed by and shall be construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict of law provisions.

In the event of any dispute arising from or in connection with these Terms or the use of the kn88 platform, the parties agree to first attempt resolution through kn88's internal complaints and dispute resolution procedure, which can be initiated by contacting kn88 customer support. kn88 will acknowledge all formal complaints within 48 hours and endeavor to reach a resolution within 14 business days.

If a dispute cannot be resolved through internal procedures, it shall be submitted to the jurisdiction of the competent courts of the Philippines. Players retain any statutory rights they may have under applicable Philippine consumer protection legislation that cannot be excluded by contract.

kn88 reserves the right to amend, update, or replace these Terms and Conditions at any time. Where changes are material, kn88 will notify registered Players by email and/or by displaying a prominent notice on the kn88 platform for a period of at least fourteen (14) days prior to the changes taking effect.

Minor amendments — including correction of typographical errors, clarification of existing provisions, or updates required to reflect changes in Philippine law or PAGCOR regulatory requirements — may be made without prior notice and will take effect immediately upon publication.

Your continued use of the kn88 platform following any amendment to these Terms constitutes your acceptance of the revised Terms. If you do not accept any amended Terms, you must discontinue use of the platform and contact kn88 to close your account.

If you have any questions, concerns, or complaints regarding these Terms and Conditions, or wish to make a formal complaint about the kn88 service, please contact the kn88 support team:

• Live Chat: Available 24/7 directly through the kn88 platform after logging in to your account.
• Email: [email protected] (plain text — not a clickable link).
• Response Time: Live chat responses within 2 minutes during peak hours. Email responses within 24 hours.

For responsible gaming inquiries, account closure requests, self-exclusion activation, or formal complaints relating to PAGCOR-regulated matters, please specify the nature of your inquiry in your initial message so that your request is routed to the appropriate kn88 team immediately.